Now I'm curious as to how student loans are actually a plus on your credit rating. I've never heard of that before.

I think now it's actually the lifestyle change that scares me the most. I know some things wouldn't change (I wouldn't be moving out of the house unless I had to move back in with my parents...not to Hollywood, anyway, since it'd just end up being more expensive and less safe, and the commute's not horrible as it is) but just getting a lot of time cut out of time with my friends, free time, fandom and other personal projects is the most frightening. I know it sounds kind of shallow to be afraid of losing fandom time, but it's how I feel. ._.